Payment Plans

With some of my products I may offer a payment plan. This will be specified in the listing or on the page.

A payment plan means that you pay instalments on the artwork you reserve, and the item will be kept by me until it is fully paid for.

I do not ship an item until it is fully paid for.

Once the first payment has cleared, the item will be marked as “sold“ in my shop / website or taken out of the shop / website.

You will pay no interest when you buy your art via an payments plan. We will set up a customized payment plan via e-mail discussions with me, where you choose the size of the payments and the duration of the plan (up to a maximum of 12 months).

You will then receive the payment plan in writing and will be asked to make the first payment within 14 days.

How to make the payments
There are two ways to make part payments; the preferred way is via the payment of a bank transfer which can be made monthly and payable to my Simone Michiels Art bank account. 

I have also set up a PayPal attached to my email account through which collectors can pay monthly part payments, for customers outside of the European Union.

All payments are non-refundable.

It is not possible to swap your piece of art for another piece once it is reserved.

If you have initiated a payment plan and for some reason, after having made one or more payments, wish to cancel the payment plan and receive a refund on payments already made, you may do so, with the following conditions: You must notify me immediately so that I can put the art back on the market.

In the unlikely event that a painting is damaged, while the painting is in storage during the course of the payment plan, you will be entitled to a full refund or credit towards another original piece. Alternatively, the painting will be repaired; in which case you will be entitled to 15% off the retail price of the artwork. I will always contact you first to discuss with you what you prefer.

Please also check the Terms and Conditions for more information about payments.

If you have any question, or want to set up a payment plant, contact me.